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CREDIT SERVICES
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CASH MANAGEMENT
Cash Calculator
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DEPOSIT OPERATIONS
Cash Letter / Paper
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Escrow Accounting
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OTHER SERVICES Biometric Security System
CheckTrack
Confidential Record Destruction
Gift Cards
Non-Armored Courier
Official Checks
Revenue Enhancement
Risk Management Consulting

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   Credit Card Services

Consumer Card: Offers community banks a “branded” consumer credit card program with low APR pricing and no annual fees. New account and ongoing marketing support is provided and includes Internet application access.

Corporate Card: A branded program with flexible set-up features for corporate card customers, including: how and where each card can be used, card holder usage limits, dollar limits, liability protection and individual or combined statements.

Key Highlights

• A full range of competitively priced credit card products (sub-prime, standard, super-prime, and corporate cards) to reach a broad credit spectrum of consumer and business customers
• Attractive compensation for participating client banks
• A rewards program to consumer cardholders, which has no annual fee and allows cardholders to earn a choice of free travel within 12 months
• Program does not require the client bank to make a capital investment or assume any credit risk
• The name of the client bank will be prominently displayed on the credit cards, brochures and statements, to underscore the customer's relationship with the community bank
• On-line cardholder access & customer support services available 24-7

Capabilities

Our alliance partner operates a nationwide facility  that has been consistently rated among the best in the country by The Wall Street Journal, USA Today, Money Magazine and Bottom Line.  They have a proven track record of growing credit card loans in a very competitive environment.  The credit card program is supported by Total Systems Services, Inc. (TSYS), the nation's second largest credit card processor.

Request Information regarding CREDIT CARD services.

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Last Updated: March 3, 2008
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