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Building Better Loan Participations:
Connecting You to Commercial Customers
When You Want the Right Partner – You Want Bankers' Bank Northeast.
Searching to keep your best loan customers, but afraid your best are too big? Looking to bolster your balance sheet with strong commercial assets – if only you could find them? Either scenario – Bankers' Bank Northeast (BBN) is here to help.
"We've been seeing more activity with loan participations," notes Peter T. Garland, Bankers' Bank Northeast's Senior Vice President and Chief Credit Officer. "This is giving community bankers the opportunity to originate some larger and better quality commercial loans.
At BBN we strive to actively downstream loan participations, understanding that reciprocity is fundamental in achieving a participation network. Through our tracked success, we pride ourselves in our ability to share in-region participations of high quality earning assets – at a time when loans are scarce.
BBN Facilitating Commercial Loan Participations to Help Local Community Banks Grow
On the loan participation front, BBN is a community leader, never a competitor. With community financial institutions being owners of our Bank and no shareholder permitted to vote in excess of 5% of our voting stock, BBN offers a safe alternative.
We understand and work with our clients' individual comfort levels relating to loan size, type, and geography. Bankers' Bank Northeast keeps a piece of every loan that it subsides, meaning we will never sell a piece of a loan that we wouldn't keep ourselves.
We have proven capabilities in our network to facilitate clients looking to lead larger credits that exceed their legal lending limits, while always ensuring that competitors don't participate in each other's loans.
"Because we have a broad market, we can bring together areas that have significant loan activity with those that have much less." Garland pointed out.
There are multiple benefits of joining a loan participation network including: the ability to compete with larger institutions for bigger customers, product and regional diversification, sharing areas of risk concentration, retention of prime customers, and the opportunity to develop relationships with like-minded institutions. Now is your time to get involved.
Join the conversation at (888) 627- 5226